A personal loan is a loan offered to salaried and self-employed person that does not require collateral or security and is offered with minimal documentation. You can use the funds from this loan for any legitimate financial need. Like any other loan, you must repay it accordance to the agreed terms with the bank.

An unsecured business loan allows a business owner, sole trader or limited company to access finance without having to use company assets as security. As well as an option for businesses with no assets, unsecured business loans could suit companies that would rather not put forward their valuable assets as security.

Professional loans are personalized credit offerings for working and self-employed professionals such as doctors and chartered accountants who need funds for their personal needs or to expand their business. These loans are tailor-made to suit the financial needs of these professionals, such as for clinic expansion or to start a new branch.

A home loan is a secured loan that is obtained to purchase or construct a property by offering it as collateral. Home loans offer high-value funding at economical interest rates and for long tenures. They are repaid through EMIs. After repayment, the property's title is transferred back to the borrower.

A loan against property (LAP) is a secured loan that is sanctioned against the asset pledged as collateral. This asset can either be an owned land, a house, or any other commercial premises. The asset remains as collateral with the lender until the entire loan against property amount is repaid.

A machinery loan is a credit facility that helps you borrow funds to buy, lease, repair or upgrade machinery. It is a type of business loan that enables you to improve your productivity and efficiency without compromising your working capital.

A Vehicle Loan is a loan that allows you to purchase two and four wheelers for personal/Commercial use. Typically, the lender loans the money (making a direct payment to the dealer on the buyer's behalf) while the buyer must repay the loan in Equated Monthly Instalments (EMIs) over a specific tenure at a specific interest

Short Term (Cash Credit)

A short-term working capital loan is a loan taken to finance a company's everyday operations. Working capital loans are not used to buy long-term assets or investments; they are used to provide working capital to covers a company's short-term operational needs.

Long Term (Term Loan)

Long-term working capital is a loan that is used to finance the permanent or fixed assets of a business, such as plants, machinery, land, buildings, etc.

An investment is a plan to put money to work today to obtain a greater amount of money in the future. It is also the primary way people save for major purchases or retirement. With stocks, bonds, real estate, etc., individuals can create a diversified portfolio. Investment planning is a dynamic process that requires regular review and adjustments.

Retirement solutions are strategies and products designed to help individuals save and plan for their retirement. Each individual's retirement plan will look different based on their financial situation, risk tolerance, and retirement goals. It's essential to diversify your investments and regularly review your retirement plan to ensure it aligns with your long-term objectives.